Cici Cao

CK Asset (1113) has rolled out a new mortgage scheme for homes at El Futuro in Sha Tin that exempts buyers from income and stress tests.

The scheme offers greater flexibility in payments and allows buyers to secure a mortgage of up to 90 percent of the property's purchase price.

For the first two years, buyers only need to repay 0.3 percent of the transaction price each month to the lender, according to the developer.